Buy Gold and Pour it into Your Debit Card!

Others see their day-to-day spending money lose value but over time, yours will not. It's an obvious win-win opportunity for you and the fintech company.

Please remember that profits on gold holdings are subject to Capital Gains Tax (CGT). There is a relief for small gains but for your main bullion holdings, consider buying the CGT-exempt investments mentioned elsewhere such as Britannias.

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🧭 Top 3 Gold-Backed Mastercard Fintech Platforms (UK)

🟡 Glint

Core Idea: Buy, save, and spend allocated physical gold as everyday money.
Card Type: Mastercard linked to your gold balance.
Features:
- Real-time gold transactions at wholesale rates.
- 0.9% transaction fee.
- 24/7 gold trading, even outside market hours.
Motif Logic: “Spend like royalty—gold-backed scrolls for everyday purchases.”

🟡 VeraCash

Core Idea: Build savings in gold, silver, and diamonds—spend via debit card.
Card Type: VeraCash debit card backed by precious metals.
Features:
- Buy GoldPremium or GoldSpot.
- Send transfers, top up, and diversify holdings.
- Physical metals stored securely, accessible via app.
Motif Logic: “Precious metal scrolls—bank-free, borderless, and spendable.”

🟡 EMAS

Core Idea: Store and manage gold digitally—spend it via Mastercard.
Card Type: EMAS Mastercard linked to your gold holdings.
Features:
- 24/7 access to stored gold.
- Instant liquidity and flexible spending.
- Multilingual support and secure infrastructure.
Motif Logic: “Unlock your gold—scroll liquidity without limits.”

🦉 Barny’s Watching: Choose Your Fintech Arc

Gold-backed clarity, scroll-worthy containment, and spendable trust.

Platform	Core Idea	Card Type	Features	Fees	Trading Hours	Starter Deposit	Min Balance 🛈	Funding	Storage Fees	Other Costs	Motif Logic
Glint	Spend allocated physical gold as everyday money	Mastercard linked to gold balance	Real-time wholesale gold rates	0.9% per transaction	24/7	Approx. £100–£200	Approx. £50–£100	Bank, card	0.5–1% annually	ATM fees, FX conversion	“Spend like royalty—gold-backed scrolls for everyday purchases”
VeraCash	Save in gold, silver, diamonds—spend via card	VeraCash debit card	GoldPremium, GoldSpot, transfers, app access	1–2% depending on metal	24/7	Approx. €50–€100	Approx. €50–€100	Bank, card, crypto	0.5% annually	Merchant limits, app quirks	“Precious metal scrolls—bank-free, borderless, and spendable”
EMAS	Digitally manage and spend stored gold	EMAS Mastercard	Instant liquidity, multilingual support	1–1.5%	24/7	Approx. £100–£250	Approx. £100–£150	Bank, card	0.75% annually	Conversion fees, support delays	“Unlock your gold—scroll liquidity without limits”

Figures are approximate and subject to change. Always confirm with provider before investing.

🧭 Glint ATM Fee Details

Fee per withdrawal: £1.50
Daily withdrawal limit: £300 (assuming sufficient funds)
Additional charges: May apply if the ATM operator adds their own fee — unless the machine explicitly states “No fee”

Glint’s fee applies regardless of FX conversion. Even if you withdraw in GBP from a UK ATM, the £1.50 fee is deducted.

Aurora

"Silver is like the moonlight - precious and ethereal, often underappreciated but illuminating the darkest nights."

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